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Businesses, on the other hand, earn money from their clients and customers, and then pay their workers in the form of salaries. You can print 12 copies and make a diy budget book for an entire year to create a monthly budget planner. Discover monthly budget templates, vacation budget templates, and more that you can customize in excel. By planning many months ahead, you can account for variable expenses and estimate how major life changes like moving, changing jobs, or purchasing a home may affect your financial future.
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